Accountants for buy-to-let landlords

Buy-to-let properties form the backbone of many property investors’ portfolios. With the pressure of increased taxation, many landlords are turning to Provestor for property tax advice.

In-depth, tailored property tax advice

Award-winning property accounting app

Fast, expert support from our accountants

Tax returns and accounts prepared and filed

Accountancy service

A complete property tax accountancy service, from just £49 per month

Our all-inclusive accountancy service has everything you need to manage your buy-to-let finances, and ensure you remain compliant with your tax obligations.

Tailored tax advice

One-to-one tax consultation phone calls with our property accountants are included, as standard.

Personal support

Your named account manager is just a phone call or email away, whenever you need them.

Tax returns included

Our team of experienced and qualified accountants will prepare and submit your accounts and returns.

Start-up or switch

We can help you buy your first property, tax-efficiently, or help you get more from your existing portfolio.

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Accounting app

Manage your property finances with our innovative accounting app

There's no need to struggle with clunky spreadsheets, or complex software like Xero or QuickBooks.

Our service is built around our award-winning (and easy-to-use) property accounting app. From collecting rent to tracking tax, it's the only app you'll need.

Tenant database

Keep all of your important data in one place, and track tenancy expiry dates.

Automatic rent invoicing

Set up and forget - we'll automatically email invoices to tenants.

Expenses & mileage

Track and reclaim your property and personal expenses.

Bank statement feeds

Connect to your bank, securely, and keep your accounts up to date.

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Everything you need, for a fixed monthly fee

Our fixed-fee accountancy service includes everything you need to manage your property portfolio's tax, accounts and compliance.

Personal Adviser

For small personally owned portfolios

£49per month

Personal tax returns

Named account manager

Accounting app

4 tax consultations per year

Company Adviser

For small portfolios owned via a limited company

£89per month

Company tax returns

Named account manager

Accounting app

4 tax consultations per year

Growth Adviser

For larger portfolios, or those looking to grow

£149per month

All tax returns

Named accountant

Accounting app

Unlimited tax consultations

Annual tax reviews

Learn more about our accountancy services

Let’s have a chat. Hop onto live chat now or arrange a free call. There’s no pressure and at the very least you’ll have a friendly, impartial chat.

What is a buy-to-let property?

"Buy-to-let" is the most well-known form of property investment, and is simply the process of buying a property with the express intention of letting it out to residential tenants. The property can be purchased in full or purchased using a buy-to-let mortgage, either personally or via a limited company.

Buy-to-let tax considerations

The ownership structure of the buy-to-let property determines tax considerations. Buy-to-let properties are broadly either owned personally or via a limited company, and each ownership structure is subject to different tax rules.

From April 2021, mortgage interest relief is no longer available for personally owned buy-to-let property, meaning that many investors will experience higher tax bills. Appointing a specialist property accountant, like Provestor, will help you navigate tax legislation and approaches including partnerships, deeds of trust and incorporation.

Many investors are now using limited companies to purchase buy-to-let properties, as mortgage interest relief is still available. Over 50% of buy-to-let mortgage applications are now being made via property investment companies. Whilst the compliance burden is higher compared to a personally owned property (as company accounts must be prepared each year), specialist accountants such as Provestor make this process straightforward.

Buying properties through a company is well-established and a straightforward process. If, however, you are looking to incorporate an existing portfolio of personally owned properties, the process is more complex, but we are able to help you understand the business case for doing so.

With any buy-to-let property, regardless of ownership structure, effective management and treatment of outgoings is imperative as this can impact both the tax you pay on rental income, and also tax on any gains should you sell the property and inheritance tax should you pass the property on in your estate.

Our Property Tax Consultations are ideal for both new and established investors alike. Find out more here.