Hello and thank you for completing this Pro Masterclass on property investment through limited companies. I've really enjoyed sharing our knowledge with you and I hope you've enjoyed it too. Now I'm excited to wrap things up by summarising what we've covered and then giving you some practical next steps to help you move forward with confidence. We kicked off this Pro Masterclass by exploring what a limited company is and whether it's the right structure for your property investment. We discussed the benefits of limited companies like potential tax savings and liability protection and how they could be an excellent choice for higher rate taxpayers or those looking to grow a substantial property portfolio. We also touched on the flexibility that limited companies offer, including the ability to involve family members and structure your company to meet long term goals like inheritance planning. In lesson two, we delved into the importance of tax planning when setting up a limited company. Limited companies are more flexible than personally owned properties, therefore it's important to consider tax planning. We looked at different company structures from single shareholder setups to more complex arrangements involving spouses or other family members. Understanding these structures is important for optimizing your tax efficiency and ensuring your company is set up in a way that aligns with your financial goals. We then took a deeper dive into advanced company structures and tax strategies. This lesson was all about how to maximise tax efficiency, manage multiple properties and navigate the complexities of company ownership. We cover topics like the benefits of having separate companies for different investment strategies and how to handle the tax implications of reinvesting profits back into your business. In lesson four, we walked through the practical steps of setting up your limited company. From choosing a company name and registered office to appointing directors and issuing shares, we covered everything you need to know to get your company off the ground. We also discussed the importance of setting up a dedicated business bank account and the potential pitfalls of using your personal account for business transactions. We then moved on to the topic of mortgages and funding your property purchases. We explored how to secure a buy set mortgage through a limited company, the importance of working with a knowledgeable broker and the implications of loan to value ratios, stress tests and personal guarantees. Understanding these aspects is key to ensuring your property investments are financially viable. In lesson six, we focus on the importance of having a dedicated business bank account for your limited company. We discussed how to choose the right bank, manage multiple accounts if you have several companies and the importance of keeping your business finances separate from your personal finances. Now bookkeeping might not be the most exciting part of running a business but in lesson seven we showed how crucial it is. We talked about the principles of bookkeeping, the difference between capital and revenue expenses, and the importance of accurate record keeping. We also introduced you to our unique prompt based bookkeeping system, which simplifies the process and helps you avoid costly mistakes. In lesson eight, we covered various ways to withdraw money from your limited company, including taking a salary, drawing dividends, and repaying a director's loan. We discussed the tax implications of each method and the importance of staying compliant with HMRC regulations. We also looked at how to use our app to manage payroll and dividends making the process as seamless as possible. And finally, in lesson nine, we walked through the process of filing your company's accounts, submitting tax returns and paying corporation tax. We talked about what you need to file and when and the importance of keeping detailed records and the potential penalties for missing deadlines or making mistakes. We also discussed how to reduce your tax bill by tracking all allowable expenses and ensuring your accounts are accurate. Now that we've covered the key topics, let's talk about what you can do next. I recommend that you start by reflecting on your property investment goals. Why are you investing in property and what do you want to achieve? Take some time to think about your long term objectives and set clear targets for the future. Next, book a one to one consultation with a property tax advisor. Discuss your specific investment strategy and tax planning to ensure you're on track to reach your goals. Personalised advice can be invaluable in setting up your company structure for success. Then set up your company using Provestor. Ensure it's structured correctly from the start, taking into account everything we've covered in this course. You'll then need to research and find a good mortgage broker who understands limited companies. A broker with experience in this area can help you secure the best mortgage deals and navigate the nuances of property financing. And finally, don't stop expanding your knowledge. Explore our free guides, sign up for webinars and stay informed about changes in property investment taxes, laws, regulations and best practice. And remember, you don't need to spend thousands on property investment courses, most of which are really poor quality. Investing in good books and reliable resources can be just as effective. And that's a wrap. Congratulations on completing our Pro Masterclass on property investment through limited companies. You've now equipped yourself with the knowledge you need to start making informed decisions about setting up a limited company. You've now reached base camp and the key to success from here is to continue learning, to keep informed and use the right tools and professionals to support your property investment journey. Thank you for joining me and I wish you all the best with your property investment And I hope that soon we'll welcome you as a Provestor client. Take care, and thanks again.